Michigan requires a state-level insurance agent license. The licensing authority is State Dept of Insurance. The median salary is $58,120 per year.
Last updated 2026-05-08
Michigan requires an insurance agent to hold a state license. Sell insurance policies covering life, health, property, casualty, and other types of coverage to individuals and businesses. Licensing is administered by the State Dept of Insurance.
| Minimum Age | 18 years old |
| Education | 20-40 hours pre-licensing education (varies by state and line of authority) |
| Experience Details | 20-40 hours pre-licensing education (varies by state and line of authority) |
Michigan requires passing the Michigan Insurance Agent Exam with a minimum score of 70%. The application fee is $50.
| Exam Name | Michigan Insurance Agent Exam |
| Passing Score | 70% |
| Code Edition | State Insurance Licensing Exam (Property & Casualty / Life & Health) |
| Application Fee | $50 |
Practice with real exam-style questions based on the State Insurance Licensing Exam (Property & Casualty / Life & Health).
Start Practice Exam — $2.99 →Getting licensed as an insurance agent in Michigan takes 12 months on the typical path. Here are the steps.
The total cost includes an exam application fee of $50 and renewal fees of $50 every 2 years. Continuing education of 24 hours is required per renewal cycle.
| Fee | Amount |
|---|---|
| Exam Application | $50 |
| License Renewal | $50 every 2 years |
| Continuing Education | 24 hours |
Insurance Agents in Michigan earn a median salary of $58,120, which is less than the national average. Data from BLS OEWS May 2024.
| Mean (average) | — / year |
| Entry level (10th pct) | — |
| Top earners (90th pct) | — |
| Total employed | — in Michigan |
| National average | $79,940 |
Yes — Michigan requires a state-level insurance agent license. Sell insurance policies covering life, health, property, casualty, and other types of coverage to individuals and businesses.
The required exam is the Michigan Insurance Agent Exam. You need a score of 70% to pass. The exam fee is $50.
The median annual salary for insurance agents in Michigan is $58,120. The national median is $79,940.
Michigan requires 24 hours of continuing education for license renewal every 2 years.
The fastest path takes approximately 6 months. The typical path takes 12 months including experience requirements.