📋 Insurance Agent License Requirements by State

Compare insurance agent license requirements across all 50 states and DC — experience, exams, fees, and salary data.

Last updated 2026-05-08

By the numbers: 51 of 51 jurisdictions require a state-level insurance agent license. Apprenticeship and Experience requirements range varies hours. Exam Application Fees range $50–$50. Most state Boards require Continuing Education at every Renewal cycle.

State	License Required	Experience	Exam Fee	Median Salary
ALAlabama	Required	—	$50	$52,340
AKAlaska	Required	—	$50	$64,890
AZArizona	Required	—	$50	$58,670
ARArkansas	Required	—	$50	$48,900
CACalifornia	Required	—	$50	$72,340
COColorado	Required	—	$50	$62,890
CTConnecticut	Required	—	$50	$68,900
DEDelaware	Required	—	$50	$58,340
DCDistrict of Columbia	Required	—	$50	$76,340
FLFlorida	Required	—	$50	$59,120
GAGeorgia	Required	—	$50	$56,780
HIHawaii	Required	—	$50	$62,340
IDIdaho	Required	—	$50	$52,340
ILIllinois	Required	—	$50	$64,670
INIndiana	Required	—	$50	$55,230
IAIowa	Required	—	$50	$54,670
KSKansas	Required	—	$50	$53,890
KYKentucky	Required	—	$50	$52,670
LALouisiana	Required	—	$50	$51,230
MEMaine	Required	—	$50	$54,670
MDMaryland	Required	—	$50	$62,340
MAMassachusetts	Required	—	$50	$72,890
MIMichigan	Required	—	$50	$58,120
MNMinnesota	Required	—	$50	$64,780
MSMississippi	Required	—	$50	$46,890
MOMissouri	Required	—	$50	$56,670
MTMontana	Required	—	$50	$52,120
NENebraska	Required	—	$50	$52,340
NVNevada	Required	—	$50	$60,670
NHNew Hampshire	Required	—	$50	$58,120
NJNew Jersey	Required	—	$50	$70,670
NMNew Mexico	Required	—	$50	$50,340
NYNew York	Required	—	$50	$76,890
NCNorth Carolina	Required	—	$50	$54,120
NDNorth Dakota	Required	—	$50	$52,670
OHOhio	Required	—	$50	$56,890
OKOklahoma	Required	—	$50	$50,340
OROregon	Required	—	$50	$62,340
PAPennsylvania	Required	—	$50	$60,120
RIRhode Island	Required	—	$50	$58,670
SCSouth Carolina	Required	—	$50	$52,120
SDSouth Dakota	Required	—	$50	$50,670
TNTennessee	Required	—	$50	$54,670
TXTexas	Required	—	$50	$62,340
UTUtah	Required	—	$50	$56,120
VTVermont	Required	—	$50	$54,670
VAVirginia	Required	—	$50	$62,340
WAWashington	Required	—	$50	$68,670
WVWest Virginia	Required	—	$50	$48,670
WIWisconsin	Required	—	$50	$58,120
WYWyoming	Required	—	$50	$52,340

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Common questions about insurance agent licensing

Do all states require a insurance agent license?

No — 51 of 51 jurisdictions require a state-level insurance agent license. The remainder license at the local or county level, or not at all. See the table above for the per-state breakdown.

How much does it cost to get a insurance agent license?

Application fees across the states range $50–$50. Renewal fees and continuing education hours vary by jurisdiction — check the state-specific page for the exact numbers.

How many apprenticeship hours does a insurance agent license typically require?

Required apprenticeship/work experience hours range varies across states, with most states requiring 2–4 years of supervised on-the-job training plus passing a board-administered exam.

Data last verified 2026. Salary data from BLS OEWS. Always verify with your state licensing board.